Whether you call it:

Attorney Malpractice Insurance,

Legal Malpractice,
Lawyers Professional Liability Insurance,

Lawyers' Errors and Omissions Insurance
or just Attorney Professional Insurance,

if you practice law you need insurance.

Long Term Disability for LAWYERS

Pays benefits equal to a portion of the employee's wages when employees can't work because of long-term disabling illness or accidental injuries that happen on or off the job. Employers can select benefit amounts, how long benefits will be paid, and other plan features.

In LTD, our focus is on abilities and creating positive outcomes. Features like these play a big role in treatment plans that help people return to work:

• Rehabilitation — clinical and vocational
• Guidance  — offering employee and work/life assistance with personal problems (optional).
• Family Care Credit — to defray childcare costs during rehab programs
• Workplace Modification Benefit — including adaptive equipment
• Partial Benefits — for part-time return to work
• 100% Return-to-Work Incentive — allows benefits plus earnings to replace 100% of pre-disability earnings for a specified period
• Social Security Assistance — for application and appeals

LTD easily integrates with STD, FMLA Administration and Workers' Comp.

At no additional cost, employers also have access to various levels of information management reporting.

Our  Philosophy

Management is our approach to disability claims, based on the idea that people want to live active, independent, productive lives. To help make that happen, we bring together the right products, services and people to empower individuals to reclaim their lives. At the core of our disability programs are:

• a focus on abilities and claim management
• return-to-work services and benefits
• contract incentives that encourage rehabilitation
  

The other side of the coin is the effect that individual empowerment and return-to-work programs can have on business productivity. Our Management approach encourages:

• raising expectations for maximum workforce productivity
• improving employee safety and health
• reducing unnecessary absences

Lawyers' Professional Insurance considerations

Taking steps to manage and ultimately reduce your risk of a legal malpractice lawsuit is very important. However, it is equally important to have adequate protection to cover your current, and very real, exposure. Here are some considerations to help determine if your professional liability insurance is meeting your firms needs:

1. Could your personal assets be jeopardized by insufficient insurance limits?

2. Are you aligned with an insurance carrier who gives discounts or charges extra for your areas of practice?

3. Do you maintain a sufficient error and omission insurance limits of liability to allow your law firm greater marketability to prospective clients?

4. Have your law firm's areas of practice changed and become a higher risk? 

5. Have the number of attorneys employed by your law firm changed? Do you have sufficient legal malpractice insurance limits to cover them?

6. Do some of your law firms clients require you to carry a certain minimum lawyers professional liability insurance limits?

7. Are you confident your current insurance carrier would defend you should an attorney malpractice claim arise?

8. Does your Firm shop it's legal malpractice coverage every year or just take what ever renewal is offered?

We have the experience to align your insurance needs
 to the right "A" rated, admitted insurance carrier
and the contacts to insure you get a fair price.